Mr. Umar holds a Bachelor’s Degree in Accounting from Ahmadu Bello University, Zaria and an M.Sc. in Banking and Finance from Bayero University, Kano. He is a Fellow of the Association of National Accountants of Nigeria (FCNA), a Fellow of the Institute of Loans and Risk Management of Nigeria (ILRM), a Fellow of the Institute of Certified Public Accountants of Nigeria (ICPAN), a Fellow of the Institute of Customer Service & Trade Management (ICSTM) and a Certified Risk Manager (CRM) by the Risk Management Association of Nigeria (RIMAN).
He has three decades of accounting experience. At various times, he served as a Senior Accountant with the Bauchi State Government and was a Part-Time Non-Executive Director with the Bauchi State Television and the Bauchi Fertilizer Company Ltd. He retired from the National Deposit Insurance Corporation in 2019, as the Director, Insurance and Surveillance Department.
He is the beneficiary of a wide range of local and international courses which include Credit Ratings Under Basel II; Risk Management in Banks; Risk Based Supervision; Internal Capital Adequacy Assessment Process (ICAAP); Market Risk Analysis, Federal Reserve System, USA; Leadership for Extraordinary Performance, Darden School of Business, USA; IADI 4thResearch Conference, Basel Switzerland, IADI International Conference, Seoul, South Korea (October 2016) and Quebec, Canada (October 2017).
Mr. Umar is married and holds the traditional title of Dan Malikin Giade. He enjoys meeting new people and engaging in physical exercises.